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CONTACT money transfers

CONTACT is the first international Russian system for money transfer and personal payment for individuals without bank accounts and was established by Russlavbank in 1999. Currently, there are more than 40 000 locations in nearly 90 countries served by the system.

MONEY TRANSFERS

With the CONTACT system, there are various ways to send Russian rubles, US dollars and Euros:

sending cash without account opening at CONTACT outlets VISA and MasterCard credit cards over the Internet and by mobile phone.

Fees for transfers throughout Russia and the CIS in Russian rubles
Transfer amount (RUB)	Transfer fee (RUB)
0-160 000	1,50%
160 001 - 350 000	2 400 rub.
CIS (RUB)
Transfer amount (RUB)	Transfer fee (RUB)
0 - 175 000	2%
175 001 - 350 000	3 500 rub.
CIS (dollars USA/EURO)
Transfer amount (USA/EURO)	Transfer fee (USA/EURO)
0 - 4 950	2%
4 951 -10 000	99 $, euro
From Russia, the CIS countries, Baltic and Georgia In the far abroad countries (dollars USA/EURO)
Transfer amount (USA/EURO)	Transfer fee (USA/EURO)
0 - 10 000	3%

Please note:

- The number and total amount of money transfers is unlimited, except for limitations on amount of money transfer in accordance with current currency legislation.

- For individual residents of the Russian Federation, transfers are limited to a total of 5000.00 USD or equivalent in Russian rubles or Euros for one working day within the Russian Federation.

More detailed information regarding CONTACT services and locations can be obtained by calling the service hotline at 8-800-200-42-42 (calls are toll-free within Russia) or online at http://www.contact-sys.com/.

CONTACT money transfers in foreign countries
Country	Transfer fee
Australia USD payment in cash	At more than300 USD - 3% At $ 300 USD or less - 2%+ 3 USD
Albania EUR payment in cash	3,5%
Anguilla USD payment in cash	At more than 250 USD - 4% At $250 USD or less - 2%+ USD
Argentina USD payment in cash	4,0%
Bangladesh USD payment in cash	At more than 187 USD - 3% At $187 USD or less - 2%+ 1,5 USD
Bahrain USD payment in cash	At more than300 USD - 3% At $ 300 USD or less - 2%+ 3 USD
Bulgaria EUR payment in cash	4,0%
Bolivia в USD payment in cash	3,75%
Bosnia and Herzegovina EUR payment in cash	At more than133 EUR - 3%; At133 EUR or less: 2%+ 2 EUR
United Kingdom USD payment in cash	At more than 375 USD - 3% At 375 USD or less - 2%+ 3 USD
Venezuela USD payment in cash	4,0%
Virgin Islands USD payment in cash	At more than 250 USD - 4% At 250 USD or less - 2%+ 5 USD
Vietnam USD/EUR payment in cash payment in cash/transfer to a bank account	2% (only USD) At more than 300 USD/EUR - 2,5%; At 300 USD/EUR or less : 2%+ 1,5 USD/EUR
Haiti USD payment in cash	6,5%
Guatemala USD payment in cash	2% + 5 USD
Germany payment in cash/transfer to a bank account	3,5%
Honduras USD payment in cash	At more than 200 USD – 4,5% At 200 USDand less- 2%+ 5 USD
Hong Kong USD payment in cash	At more than 300 USD – 3% At 300 USDand less- 2%+ 3 USD
Democratic Republic of the Congo USD payment in cash	At more than80 USD – 4,5% At80 USD and less - 2,0% + 2 USD
Dominican Republic USD payment in cash	At more than 200 USD - 3% At 200 USD and less - 2%+ 2 USD
Israel USD/EUR transfer to a bank account payment in cash	3%+2 USD/EUR At more than 133 USD/EUR – 3,5% At 133 USD/EUR and less: 2%+ 2 USD/EUR
India USD payment in cash	At more than 625 USD – 3,0% At 625 USD and less - 2,0%+ 5 USD
Jordan USD payment in cash	At more than 300 USD – 3% At 300 USD and less - 2%+ 3 USD
Canada USD payment in cash	At more than 300 USD - 3% At 300 USD and less- 2%+ 3 USD
QatarUSD payment in cash	At more than 300 USD - 3% At 300 USD and less - 2%+ 3 USD
Kenya USD payment in cash	At more than 300 USD – 3% At 300 USD and less - 2%+ 3 USD
Cyprus USD/EUR transfer to a bank account inFBME BANK (Cyprus)	2%
China USD payment in cash/transfer to a bank account Less than500 USD 501 – 1000 USD 1001 – 2000 USD 2001 – 5000 USD more than5000 USD	12 USD 14 USD 20 USD 27 USD 37 USD
Costa Rica USD payment in cash	4,0%
Kuwait USD payment in cash	At more than 300 USD - 3% At 300 USD and less- 2%+ 3 USD
Mexico USD payment in cash	4,0%
Malaysia USD payment in cash	At more than 600 USD – 3% At 600 USD and less- 2%+ 6 USD
MongoliaUSD/EUR payment in cash/transfer to a bank account	2%
Nepal USD payment in cash	At more than 300 USD – 3,0% At 300 USD and less - 2,0%+ 3 USD
Nigeria USD payment in cash	At more than 300 USD – 3% At 300 USD and less - 2%+ 3 USD
Nicaragua USD payment in cash	At more than 250 USD - 4% At 250 USD and less - 2%+ 5 USD
New Zealand USD payment in cash	At more than 400 USD - 3% At 400 USD and less - 2%+ 4 USD
United Arab Emirates USD payment in cash	At more than 150 USD - 3% At 150 USD and less - 2%+ 1.5 USD
Pakistan USD payment in cash	At more than 375 USD: 3% At375 USD and less - 2% + 3 USD
Panama USD payment in cash	At more than 200 USD – 4,5% At 200 USD and less - 2%+ 5 USD
Paraguay USD payment in cash	4,0%
Peru USD payment in cash	4,0%
Poland USD/EUR payment in cash/transfer to a bank account	At more than 250 USD/EUR – 3%; At 250 USD/EUR and less: 2%+ 2,50 USD/EUR
Puerto Rico USD payment in cash	At more than 250 USD – 4% At 250 USD and less – 2%+ 5 USD
Romania USD/EUR payment in cash transfer to a bank account payment in cash	At more than 133 USD/EUR - 3,5% At 133 USD/EUR and less: 2% +2 USD/EUR At more than 200 USD/EUR - 2,5% At 200 USD/EUR and less: 2% +1 USD/EUR At more than 182 EUR: 3% At 182 EUR and less: 1,9 %+ 2 EUR
El Salvador USD payment in cash	2% + 6 USD
Saudi Arabia USD payment in cash	At more than 300 USD - 3% At 300 USD and less - 2%+ 3 USD
Sudan USD payment in cash	At more than 300 USD – 3% At 300 USD and less - 2%+ 3 USD
Suriname EUR payment in cash	4,0%
USA USD payment in cash transfer to a bank account payment in cash	At more than 133 USD - 3% At 133 USD and less – 1,5%+ 2 USD At more than 200 USD - 3% At 200 USD and less - 2%+ 2 USD At more than 250 USD – 4% At 250 USD and less – 2%+ 5 USD
Uruguay, USD payment in cash	4,0%
Philippines USD payment in cash	At more than 375 USD – 3,0% At 375 USD and less - 2,0%+ 3 USD
Chile USD payment in cash	4,0%
Sri Lanka USD payment in cash	At more than 250 USD - 3% At 250 USD and less - 2%+ 2 USD
Ecuador USD payment in cash	3,70%
Eritrea USD payment in cash	At more than 300 USD – 3% At 300 USD and less - 2%+ 3 USD
Jamaica USD payment in cash	At more than 200 USD – 5% At 200 USD and less - 2%+ 6 USD

Please note: Rates may vary from country to country based upon location of payment.

Detailed information regarding rates is available at money transfer locations.

* - Special rates may be applied to money transfers from or to foreign countries.

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